Cost & Terms

The Annual Percentage Rate (A.P.R.) may vary based on the time between loan origination and the first due date. The example below calculates 9 calendar days.

Example Annual Percentage Rate Table

The cost of your credit as a yearly rate.

The dollar amount the credit will cost you.

The amount of credit provided to you or on your behalf.
The amount you will have paid after you have made all payments as scheduled.
779.7939% (e)

  • You pay interest only for as long as you keep your loan.
  • You can make affordable regular payments or pay off your loan early at any time with no prepayment penalty.
  • If you skip a payment, if your payment is late, or if your payment is returned, you may incur additional fees.
  • Complete disclosures of A.P.R., fees, and payment terms are provided in our Truth in Lending Statement within your Loan Agreement.

How to determine your Due Date provides short-term installment loans which have payments due on your next pay date, unless your next payday is less than 7 days away. In this case, we will debit your account on the following pay date after. You're A.P.R. will vary depending on how far away your pay date is.

  • You always have the option to pay the full amount due with no penalty.
  • You pay down your principal starting on the first payment.
  • Please note that our NSF (non-sufficient funds) fee is $25.00.

If you have any questions please contact us.

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